Queensland is tracking quite well on the affordability front. Picture: Brendan Radke.HOME loan affordability has increased across Queensland while the Brisbane property market has cooled to more sustainable growth, according to the PRDnationwide’s Australian Economic and Property Report 2017 released today.The report showed Brisbane’s median house price grew an average of 1.5 per cent in the first half of 2017 but growth had slowed from an increase of 7.1 per cent in the year to May 2016, to 4 per cent in the following 12 months.PRDnationwide national research manager Dr Diaswati Mardiasmo said it signalled a return to usual, more sustainable levels of strong growth that the Australian market was experiencing prior to the property boom.“Affordability is the key issue and (Queensland) is tracking quite well in that sense,” Dr Mardiasmo said.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours ago“People can still access quite a lot of suburbs under $500,000, which is not the case in Sydney and Melbourne.”She said “the Brisbane rate of income growth was disproportionate to (residential property) price growth”.“Over the past 10 to 15 years growth had tracked around 5 per cent, which was in line with our wage and income growth. So the fact that we’re still growing at 4 per cent is great because we’re still seeing that capital growth but it’s more sustainable.”Across the state, the Queensland regional markets recorded growth of 4 per cent in the first half of 2017, the highest increase of the three main states (NSW, VIC and QLD) and third highest nationally.The PRDnationwide report also found Brisbane rental vacancy rates held steady at 3 per cent and median rents had increased by 1.3 per cent.Dr Mardiasmo said the vacancy rates were the right side of healthy and the rental change was much more affordable compared to other capital cities, so it was good news for investors and tenants alike.Home loan affordability in Queensland increased by 3.6 per cent annually to March 2017, the report found. Nationally the proportion of family income needed to meet home loan repayments decreased from 31.7 per cent to 30.4 per cent and the proportion to meet rent payments decreased from 25.1 per cent to 24.6 per cent in the same time.
First Published: 11th August, 2020 07:08 IST LIVE TV COMMENT FOLLOW US Last Updated: 11th August, 2020 07:08 IST Chargers’ Ekeler Has New Role But Maintains Same Mindset Austin Ekeler has a new role and different training camp this year. However, the Los Angeles Chargers running back is still trying to maintain the same approach WATCH US LIVE Austin Ekeler has a new role and different training camp this year. However, the Los Angeles Chargers running back is still trying to maintain the same approach.Ekeler is the Chargers lead back after a breakout 2019 season and Melvin Gordon’s departure to Denver. Ekeler knows there is an increased spotlight on him this year, but he thinks that will be the only major difference.“Now I am the starting running back but that doesn’t mean my game is going to change,” he said on Monday. “There is more of a spotlight on my name, but the offense is a similar dynamic.”Ekeler showed last year that he could be one of the AFC’s top dual-purpose backs. He was fourth in the conference with 1,550 yards from scrimmage as well as establishing career highs in touchdowns (11), rushing (557) and receiving yards. He was 7 yards shy of becoming the second running back in team history to reach 1,000 receiving yards in a season.That type of production earned Ekeler a four-year contract worth $24.5 million. He joined the Chargers as an undrafted free agent in 2017 and quickly made an impact on special teams before his role increased on offense.Even though Gordon is gone, Ekeler still thinks the backs on the roster will share the workload. He has only three games of 15 or more carries in his first three years in the league but there were five games last season where Ekeler had 18 or more touches (combined carries and receptions).Because Ekeler is more of an all-purpose back, he thinks that might be a reason why he is overlooked at times.“I feel like people have a hard time ranking me. When they think running backs, they usually think of rushing yards and touchdowns,” he said. “I feel like I am efficient when I have the ball in my hands in terms of production.”Los Angeles will have a new quarterback in Tyrod Taylor while Shane Steichen enters his first full season as offensive coordinator. Taylor will bring an additional aspect to the run game, since the Chargers can add zone reads to the playbook. When it comes to other changes to the offense, Ekeler doesn’t think there will be much of a learning curve because there is a lot of carryover from last year.Ekeler is eager to see how much Justin Jackson and Joshua Kelley can add to the running game. Jackson had a calf injury last year. Kelley was drafted in the fourth round out of UCLA and could take over as a between-the-tackles runner that Gordon was the past five seasons.“I’m excited about the atmosphere around this team. We’re moving into a new stadium, have new uniforms and have a lot of young players,” Ekeler said. “The only thing we are missing right now is that time to build chemistry, But we do have enough time to implement the offense.”Image credits: AP SUBSCRIBE TO US Written By Associated Press Television News
Go with lean product development and skip costly focus groups in favor of the truest test: the real world.Tom Hulme, Design Director at IDEO, discusses lean product development in a HBR Blog Network video. “Today, we repeatedly hear that we must fail fast, fail cheap, and move on,” Hulme says, but that’s difficult to follow through on when most products are developed inside closed labs and with feedback limited to focus groups. Instead of developing and refining a product in an incubator, he urges you to “release your idea into the wild before it’s ready.”Hulme starts by recommending you skip focus groups and strip down into lean product development by launching it in the “real environment,” or by testing your product’s appeal online “before it even exists” with links to surveys placed on websites frequented by your target market. “Testing your prototype in the real world is faster, lower-cost, and far less risky than placing a big bet on something that people may not want,” Hulme says.AddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to PrintPrintShare to EmailEmailShare to MoreAddThis