The Best Markets For Residential Property Investors 2 days ago Share Save Sign up for DS News Daily Print This Post RBS Settlement Delayed Thanks to DoJ Shakeup Tagged with: Royal Bank of Scotland February 6, 2017 1,665 Views The Royal Bank of Scotland (RBS) may have a brief reprieve from paying settlements between it and the U.S. government following the firing of the acting Attorney General Sally Yates.President Donald Trump replaced Yates on January 30 when she refused to defend his travel ban on citizens of seven Muslim countries. As head of the U.S. Department of Justice, she was in charge of any potential settlement with the U.K. based bank in connection to its sale of toxic mortgage-backed securities (MBS) leading up to the 2008 financial crisis.Trump’s pick for Attorney General, Jeff Sessions, will face his confirmation vote on Wednesday. Following Yates’ termination, Dana Boente is the current acting Attorney General.RBS announced January 26 it plans to set aside an additional $3.8 billion in preparation to settle those claims according to Business Insider, though following the firing of Yates any potential timeline could be delayed. No date had been announced for any settlement, though the bank made the provision public well ahead of its Full Year 2016 results announcement set for February 24.The bank has not made any announced changes to those provisions following the abrupt change in leadership at the Department of Justice.The bank was one of 18 financial institutions sued by the by the Federal Housing Finance Agency (FHFA) in 2011 to recoup U.S. taxpayer costs following the government’s $187.5 billion bailout of Fannie Mae and Freddie Mac in 2008.Most recently RBS settled for $85 million in regards to charges by the Commodity Futures Trading Commission that its traders tried to manipulate a critical benchmark in the interest rate swaps market for more than five years.RBS has set aside a total of $8.3 billion in litigation “provisions” to date.”Putting our legacy litigation issues behind us, including those relating to RMBS, remains a key part of our strategy,” said Ross McEwan, CEO of the UK-based bank. “It is our priority to seek the best outcome for our shareholders, customers and employees.”The provision will reduce RBS’s Q3 2016 CET 1 capital ratio to 13.6 percent.Business Insider reports that the new provision makes it unlikely RBS will post a profit for 2016, the ninth straight year the bank has failed to do so. Phil Banker began his career in journalism after graduating from the University of North Texas. He has covered a number of communities across Texas and southern Oklahoma, writing news and sports for publications including the Ardmoreite, Ennis Daily News and the Plano Star-Courier. He is currently a contributor to DS News and The MReport. Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Phil Banker The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Is Rise in Forbearance Volume Cause for Concern? 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Breaking Down Blight Next: Carson Filling Out Advisory Team Royal Bank of Scotland 2017-02-06 Phil Banker Demand Propels Home Prices Upward 2 days ago in Featured, News Home / Featured / RBS Settlement Delayed Thanks to DoJ Shakeup Servicers Navigate the Post-Pandemic World 2 days ago
Associated Press ___For more AP college basketball coverage: https://apnews.com/Collegebasketball and http://twitter.com/AP_Top25___This was generated by Automated Insights, http://www.automatedinsights.com/ap, using data from STATS LLC, https://www.stats.com TEAM LEADERS: Jalen Smith and Anthony Cowan Jr. have led the Terrapins. Smith is averaging 15.1 points, 10.2 rebounds and 2.3 blocks while Cowan is putting up 16.3 points and 4.6 assists per game. The Spartans have been led by Xavier Tillman and Cassius Winston. Tillman has averaged 13.6 points, 10.2 rebounds and 2.1 blocks while Winston has put up 17.6 points and 5.5 assists per game.CREATING OFFENSE: Cowan has made or assisted on 46 percent of all Maryland field goals over the last five games. The senior guard has accounted for 26 field goals and 30 assists in those games.WINLESS WHEN: Michigan State is 0-5 this year when it scores 66 points or fewer and 17-3 when it scores at least 67.UNDEFEATED WHEN: The Spartans are 11-0 when they hold opposing teams to 62 points or fewer and 6-8 when opponents exceed 62 points. The Terrapins are 16-0 when they score at least 72 points and 4-4 on the year when falling short of 72.STOUT STATE: Michigan State has held opposing teams to 37.5 percent shooting from the field this year, the lowest percentage among all Division I teams. Michigan State looks for home win vs No. 9 Maryland Share This StoryFacebookTwitteremailPrintLinkedinRedditNo. 9 Maryland (20-4, 10-3) vs. Michigan State (17-8, 9-5)Jack Breslin Student Events Center, East Lansing, Michigan; Saturday, 6 p.m. ESTBOTTOM LINE: Michigan State looks for its fourth straight win over No. 9 Maryland at Jack Breslin Student Events Center. The last victory for the Terrapins at Michigan State was a 68-66 win on Dec. 30, 2014. February 14, 2020
According to Jose Canseco …Wait, come back. It’s not like you think.OK, so it’s exactly like you think. Canseco is having a thought, just a few weeks after his last thought — inviting suckers, er, thrill-seekers on a $5,000-per-person excursion to hunt for Bigfoot and aliens who have communicated to the onetime Oakland A’s Most Valuable Player the secrets of time travel.Jose Canseco says he is looking for Bigfoot and UFOs – Alien UFO Sightings https://t.co/PodoulXrce via @alienufovideos …
The show aims to make a positive impact towards the growth and development of South Africans by profiling and showcasing the achievements of ordinary individualsAs South Africa celebrates 20 years of democracy, a truly inspiring TV series titled Play Your Part debuts on SABC 2 on Sunday, 15 June. Hosted by Kabelo Mabalane, the exciting series aims to inspire and ignite South Africans to take action and make a difference in their communities.The TV series, which will feature thirteen 48 minute episodes, has been created by Brand South Africa and will be screened weekly on Sunday nights from 15 June onwards. Episodes will first be screened on SABC 2 at 9pm, with a repeat show on an alternative SABC channel.“Brand South Africa is pleased to be a part of this initiative aimed at creating a spirit of active citizenship, pride and patriotism in our country,” says Brand South Africa strategic marketing and communications director Wendy Tlou. “We have much to be proud of during our last 20 years of democracy, but it is time for us all to coalesce around our National Development Plan, Vision 2030, which aims to ensure South Africa’s economic and social growth and development. “Active citizenship, pride and patriotism will be crucial in driving the implementation of the Vision 2030 by all stakeholders.”POSITIVE IMPACTThe show aims to make a positive impact towards the growth and development of South Africans by profiling and showcasing the achievements of ordinary individuals across a broad spectrum of disciplines, who inspire the notion of active citizenship in our country especially over the last 20 years and how their continued efforts, have contributed to our now 20 years of democracy.Each 48 minute episode will explore the remarkable journeys of struggle, obstacles, successes, triumph, sometimes tragedy and ultimately finding solutions and creating legacies.Extensive research, archive footage and interviews have been used on the show to tell the story of our transformation and unification as a young democracy. Stories of individuals that fight corruption, build safer communities, reform public service, improve health care and the quality of education, training, innovation and continue promoting active citizenry will take centre stage in the 13 part TV series.At the end of each episode there will be a cohesive message and challenge to the viewers to “Play Your Part” through a call to action.“I am of the conviction that ordinary South Africans doing extraordinary work should be profiled for the sole reason of inspiring others that they too can make a difference and play their part in moving the country forward,” says show presenter Kabelo Mabalane.
7 Types of Video that will Make a Massive Impac… Tags:#bitcoin#Bitstamp#Coinbase#Mt. Gox lauren orsini Related Posts Why You Love Online Quizzes How to Write a Welcome Email to New Employees? We’ve all got at least a passing understanding of Bitcoin, that digital crypto-currency that can’t be regulated by any bank or government (at least for now). But here’s a trickier question: what’s a bitcoin actually worth? Like gold, Bitcoin derives its value from scarcity. It is intentionally difficult to use computers to create and add to the chain of cryptographic phrases that make each bitcoin unique—a process known as bitcoin mining. The currency is capped with a finite limit, too, so the more bitcoins exist in the world, the harder and slower it is to mine more of them. See also Bitcoins… What Are They Again?It’s easy to determine how Bitcoin is trading at any given moment, but that’s not the same thing as knowing what its actual value is in the real world. On Mt. Gox, the world’s largest Bitcoin exchange, bitcoins were changing hands at $103.80 as of August 8. On Bitstamp, the second largest exchange, a bitcoin traded at $94.99. On Coinbase, the popular U.S. Bitcoin wallet, it’s somewhere in between, at $96.58.In this way, Bitcoin is just like the American dollar. What bitcoins are worth varies from market to market all over the world. For example, right now on August 8, one U.S. dollar is worth 0.75 euros, although its value will almost certainly have shifted by the time you read this.One big way bitcoins differ from fiat currencies like the dollar is that those currencies have what you might call “safe zones” where buyers and traders can reasonably expect them to maintain a consistent value. The dollar, for instance, is backed by the U.S. Federal Reserve, which is charged with maintaining domestic price stability—that is, with minimizing fluctuations in the dollar’s value as measured in goods and services.Thanks to that backing (and a lot of monetary heavy machinery that makes it work), I can buy a toothbrush at the convenience store today and be reasonably certain that it will cost pretty much the same at the same store next week. Not so for Bitcoin. Companies that accept payment in bitcoin can’t usually pay their suppliers and employees without converting bitcoin to, say, U.S. dollars. And that introduces a big element of risk if the value of bitcoin is changing everywhere on a day-to-day—even a minute-to-minute—basis.Knowing that Bitcoin’s worth is this volatile brings up more questions than answers. Here’s what the experts have to say. Why Doesn’t The Bitcoin Market Correct Itself?If you know that bitcoin is trading at a much higher amount of dollars at Mt. Gox than it is at Bitstamp, why wouldn’t you buy from Bitstamp and sell to Mt. Gox? A cursory calculation assures that you’d net a quick 7% return—virtually free money. It seems like a sound investment. And if everybody did this, the market would even out and correct itself. And perhaps that would happen, said Erik Vorhees, a Bitcoin pioneer and CEO of Coinapult, if Bitcoin conversion didn’t take so incredibly long. “It takes forever to get USD [U.S. dollars] out of Gox,” he said. “If you sell Bitcoin there, you are going to be waiting many weeks for the money. So people prefer to sell elsewhere, though they may be happy to buy at Gox. If USD could be withdrawn from Gox in 3 to 4 days, you’d see the spread immediately disappear.”How Liquid Is Bitcoin?Since it takes so long to convert Bitcoin to U.S. dollars, you’d be right to assume that the Bitcoin isn’t very liquid. It takes time to buy, sell and move the cryptocurrency around.According to Nicholas Weaver, a senior staff researcher at the International Computer Science Institute in Berkeley who studies emerging technologies, Bitcoin grows more volatile—because its liquidity decreases—the more bitcoins you want to trade. That’s because Bitcoin is still a relatively immature currency, lacking vast numbers of traders who can quickly meet buy or sell orders of any size. “[Bitcoin is] about as liquid as a penny stock, that is, in small quantities it’s reasonably liquid but anything significant will not be liquid,” he said. “If you want to buy or sell $100K or $1M in Bitcoin, the market will go crazy.”Is Bitcoin A Good Investment?Here is where our two experts differ. Vorhees believes the Bitcoin is becoming a more stable investment every day. “Bitcoin is just more volatile than most everything else because it’s still new, and still a tiny market,” he said. “But, over time, the volatility will calm down, indeed it already has.”Weaver is far tougher on Bitcoin. It’s not just that Bitcoin is volatile, but that Bitcoin transactions are completely irreversible. If you experience credit card fraud, you can report that to the credit card company and get the transaction reversed. In order to maintain that level of fraud mitigation, you need trusted central authorities called banks, he said—institutions that go completely against Bitcoin’s core philosophy. “Bitcoin instead, by lacking any trusted parties, is designed to be irreversible: Once a Bitcoin transaction is committed, it can NEVER be undone,” he said. “Which means you can never simply transfer your money from a bank account to buy Bitcoins. Anyone who allows such things will be undone by fraud.” As in, fraud that can’t be reversed precisely because there’s no entity standing behind the transaction to guarantee its integrity.And indeed, there has been evidence of Bitcoin users who have been defrauded by irreversible transactions, mainly as part of a pyramid scheme shut down last year. So why ever use Bitcoin? Weaver can only think of two reasons:“You’re selling to Crypto-Anarchist-Libertarian-Cave-Dwelling-Goldbugs who believe in Bitcoin—and can sock an extra charge on them for the privilege,” he said. “[Or] you’re selling things that cannot be processed using credit cards, namely gambling and drugs.”Since Bitcoin is assumed to be untraceable, illicit marketplaces like Silk Road exist to turn your bitcoins into illegal goods. But Jeff Garzik, a member of the Bitcoin core development team, maintains that Bitcoin is not as anonymous as you might think.“Attempting major illicit transactions with bitcoin, given existing statistical analysis techniques deployed in the field by law enforcement, is pretty damned dumb,” Garzik told Kotaku. There’s no easy answer to, “what’s Bitcoin really worth?” If you truly believe in Bitcoin as a digital currency that could change the world, you’ll probably be willing to pay for the risk. If not, perhaps it’s best to keep your money in good old-fashioned dollars.Photo by zcopley on Flickr Growing Phone Scams: 5 Tips To Avoid
2016681.91 201730–6–1.70 SeasonNat’l RankRush EPA/Game 201633–6–1.36 201528–5–1.39 Before Alabama’s Tua Tagovailoa became a household name in last season’s national title game, the Georgia Bulldogs had a 13-0 lead and were 30 minutes away from the program’s first championship in nearly 40 years. To start the second half, Nick Saban plugged in the freshman quarterback from Hawaii, and Tagovailoa rallied the Crimson Tide to an overtime victory, adding to the team’s already overflowing trophy case.Kirby Smart and the Bulldogs retreated with their tails tucked between their legs.This weekend’s SEC title game, then, represents the rematch. And once again, Tagovailoa and the Crimson Tide stand in Georgia’s way.It’s ridiculous to think there’s a blueprint for beating Alabama when they’ve looked so dominant, outscoring opponents 588 to 165 this season. But there are a few areas where Georgia may have an advantage.Of course, Georgia doesn’t want to get baited into a shootout with arguably the nation’s best offense. Of course, limiting possessions and muddying up the game are a more optimal approach. Of course, Tagovailoa should be kept off the field as much as possible.All of this starts with running the ball. Georgia’s expected points added per game on running plays during seasons under Kirby Smart 201121–5–1.39 Alabama is vulnerable on the groundBig runs given up by the Crimson Tide defense and yards given up after first contact on a running plays each year (through 12 games) since 2011 Opponents are running through Alabama tacklers like never before, too. This season, the Tide has allowed 2.46 yards after contact per carry, which is the worst performance for Alabama through the first 12 games of a season since 2011, the earliest year for which data is available. Of note: Only Memphis has gained more yards after first contact this year than Georgia.Of course, Tagovailoa is the closest thing to a cheat code in college football this season and could render these potential advantages for Georgia moot. The sophomore has racked up more passing touchdowns in the first half of games (27) than all but 21 schools1Excluding Alabama. have scored over the entire season. But this is an elite Georgia defense that could be Tagovailoa’s biggest test this season.The ultimate irony would be if a quarterback change by Smart decided the outcome of Saturday’s game. Jake Fromm has capably commanded the Georgia offense this season and has been sensational since his tepid showing during the team’s lone loss, which came against LSU. But Justin Fields, one of the most sought-after recruits from the 2018 class, has an uncanny athleticism that adds another potential threat to an already devastating offense. At receiver — again, the irony — Riley Ridley (brother of former Alabama star Calvin Ridley, who scored a touchdown in last season’s title game) has elevated his game this season. Fromm and Fields will look to Ridley, the team leader in receiving touchdowns, to take the top off the Alabama defense.If the game comes down to the wire, Georgia should be the more confident team. Long the Achilles’ heel of Saban-led teams, special teams could be what holds Alabama back. Kicker Joseph Bulovas has missed four of 16 field-goal attempts and has botched five extra points. And while the Crimson Tide ranks in the top two in offensive and defensive efficiency, it ranks a dismal 87th in special teams efficiency. “It’s not really acceptable,” Saban said earlier this month.Conversely, Rodrigo Blankenship, the bespectacled Georgia sensation, has been among college football’s most accurate kickers, nailing 19 of his 22 attempts and all 58 of his extra points. Georgia’s special teams rank far better than Alabama’s, landing at No. 38 in efficiency.It speaks to the sheer dominance of Alabama that Las Vegas sportsbooks installed the Crimson Tide as double-digit favorites against Georgia. But this is a dangerous underdog with all the trappings of a dominant squad. Some metrics consider the Bulldogs among the two best teams nationally. They won’t be short on motivation, if nothing else, as they seek to avenge last season’s loss when the lights were brightest.Check out our latest college football predictions. Season10+ yards gained20+ yards gainedYDS. After 1st Contact/Rush Perhaps the most underappreciated storyline in the SEC can be found in Athens. Running backs Sony Michel and Nick Chubb were selected in the first two rounds of this year’s NFL draft, and Georgia’s run game improved.This season, the two-headed monster of Elijah Holyfield and D’Andre Swift has run buckshot through the SEC. Each will likely eclipse the 1,000-yard mark. Largely behind the two, the Bulldogs have over their last four games rushed for 1,345 yards, more than nine teams have accumulated all season. Georgia has the conference’s top rushing attack, gashing opposing defenses for 259.8 yards per contest on 6.3 yards per attempt, and leads the conference in total rushes of 10-plus yards (102) and 20-plus yards (35).Now, it seems silly to nitpick an Alabama defense that has allowed only six rushing touchdowns all season and ranks in the top 15 in both rushing yards allowed per contest (114.0) and rushing yards allowed per carry (3.3) … but we’re going to do it anyway. If Alabama’s ultra-young defense has had difficulty with anything, it’s mitigating explosive plays. Over 12 games this season, the Crimson Tide has allowed 13 carries of 20-plus yards, tied with five teams for 35th-fewest in the nation. On top of that, the Tide defense has also allowed 38 carries of 10 or more yards. Both numbers are the most Alabama has allowed through 12 games since 2011: 201433–7–2.13 2018107.85 Yards after contact data is unavailable before 2011.Source: Espn Stats & Information Group Source: Espn Stats & Information Group 201223–6–1.47 201330–5–1.64 201838–13–2.46 2017127.22 Number of Opponent Rushing Plays with …
Electricity Cost of Service Study among the big agenda items at September 11 Cabinet meeting ALERT # 2 ON POTENTIAL TROPICAL CYCLONE NINE ISSUED BY THE BAHAMAS DEPARTMENT OF METEOROLOGY THURSDAY 12TH SEPTEMBER, 2019 AT 9 PM EDT Related Items:#magneticmedianews Facebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsAppBahamas, July 28, 2017 – Nassau – Bahamas First General Insurance Company recently facilitated a free public education seminar under the topic, Hurricane Prep 101. The event took place at The British Colonial Hilton and featured a presentation by Caroline Turnquest, Director General for The Bahamas Red Cross on hurricane preparedness followed by a panel discussion with insurance industry experts.The informative panel included Leonard Sands, President of The Bahamian Contractors Association (BCA); Iain Parish, Managing Director of Technical Adjusters Bahamas Ltd.; Keith Rolle, SVP, Underwriting, Bahamas First General Insurance and Warren Rolle, Managing Director of NUA Insurance Agents & Brokers. Attendees gained valuable information and advice on how to maintain their homes and property to prepare for the possibility of and recover from a storm. Stressing the importance of regular building maintenance, the panel encouraged property owners to conduct regular assessments, carrying out repairs where needed and planning for more extensive projects including window and roof repairs or replacement.Reflecting on lessons learned from Hurricane Matthew, president and CEO for the leading general insurer, Patrick Ward noted, “We want to do our part to ensure that our clients are in the best state possible to protect their families and homes and minimize their risk in the event of a hurricane this year. This forum was about providing practical advice and solutions and also creating an opportunity for the public to get answers from subject matter experts on not only insurance topics but also on home maintenance, disaster relief and other related issues.We see ourselves as partners with our clients and following last year’s significant event, we want to leverage that experience to ensure that our clients are well-informed, have adequate coverage and are best positioned to recover and move on with their lives in the unfortunate event of a loss.” Recommended for you The Luxury of Grace Bay in Down Town Provo
Kolkata: Without naming the BJP, Chief Minister Mamata Banerjee came down heavily on the party and urged people to put up a united resistance and foil the onslaught on Bengali language and Bengal’s rich heritage and tradition by those who are doing this in a very calculated manner.”Forget about me. Please get united and foil this monstrous attempt that is forcing us to forget our language and the attempt to malign and defame Bengal with an ulterior motive.” Also Read – Rs 13,000 crore investment to provide 2 lakh jobs: MamataShe was addressing a gathering at the Hare School ground in connection with the re-installation of the statue of Pandit Ishwar Chandra Vidyasagar at Vidyasagar College which was vandalised by a group of people who had attended the road show of BJP national president Amit Shah on May 14. Without naming the saffron party, Banerjee said: “By demolishing the statue of Vidyasagar they had actually tried to force us to forget our heritage and culture. Can you wipe out the name of Vidyasagar by pulling down his statue?” Also Read – Lightning kills 8, injures 16 in stateBanerjee maintained: “What are they up to? Are they trying to convert Bengal into Gujarat. We have a lot of respect for Gujarat. We should love our own culture and language and respect the culture of others. There is no harm in loving our own language and culture.” The Chief Minister alleged that there is a deliberate attempt to malign Bengal. She said some days ago an actor had come to meet her and said during his recent visit to Delhi some people had asked him why every person in Bengal carry arms with them. “This is being done in a very calculated manner. They have purchased a section of the media. In the past few days, 25 Yadavs have been killed in Uttar Pradesh. But did you get a single line in any newspaper? They have spent crores of rupees to buy them.” She further said: “What do they expect from us. Few days ago, they criticised Raja Ram Mohan Roy, the first modern man. Should we sit quietly and digest what they have said or raise our voice against the canard. Bengal was the epicentre of India’s freedom movement. We had foiled the attempt to partition Bengal by Curzon. Gandhiji had spent August 15, 1947, in Kolkata. We should resist any attempt to defame our state.”